Credit Card Balance Transfers: Pros, Cons and Caveats

We posted recently on several ways to get out of debt, including balance transfers as one way to reduce the cost of your debt… while you get busy paying it down. We got questions on the pros and cons of balance transfers, so we’re following up with a deeper dive on that topic.
Balance Transfer… […]

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Putting Home Ownership Within Your Reach

Buying a first home is perhaps one of the most important decisions most of us will ever make. It ranks up there with choosing a college degree, career, marriage, and children. Fortunately, saving for a home can be within everyone’s reach, because you can get there by working smarter — not harder — at some things you already do today.

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Four Steps to Establishing and Achieving Financial Goals

It is said that “people never plan to fail; they just fail to plan.” It can also be said that setting a detailed goal is far different than merely aspiring for something. Getting out of debt, buying a new home, or creating a work/life balance requires a clear strategy…

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Secrets to Budgeting Success

The major difference between people ruled by money worries and people in control of their financial destiny is that dreaded 6-letter word: BUDGET. Starting and maintaining a budget are hurdles many cannot overcome, and for that reason, they are forever struggling, living paycheck to paycheck. Here are five easy-to-follow steps that will help you get your budget and finances in order ASAP.

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Three Principles of Personal Finance: All You Need to Know for Financial Success

More than 10,000 books have been written about personal finance. You could spend a lifetime reading them. Some of them are great; others are 99% motivation, 1% actual, actionable information. The truth is personal finance is simple. Every one of these books can be reduced into three basic principles…

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Financial Success in Three Steps

Last week, we published Aaron Patzer’s Three Principles of Personal Finance in a three-part series. We welcome your comments. And if you found the article useful, we hope you’ll forward, Digg, or share the article so others get the message: it can be simple to manage your money well.

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A Young Professional’s Car Buying Guide

Buying a car is no small feat, as you’ve probably already experienced. New, used, leased or bought, you’re forking over a sizable amount of cash. Putting a new ride in your garage will cost a lot more than you think, so we’re here to help you save some money in that process.

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Financial Tips For Selling Your Home

If your home market has started to peak, you may be ready to sell your home. In the seller’s market, there’s a lot to research in order to keep your edge on the housing market. To walk away with the best price, you’ll have to keep tabs on priorities like where you’ll move to next; […]

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Financial Preparation When Facing Divorce

The reality is staggering: as of 2005, around 41 percent of all first marriages end in divorce1. Taken by itself, the sheer emotional toll of that split can rock any individual. After the personal trauma, though, comes the financial realities of it all - and they can be even more harrowing. Even if both you […]

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The True Cost of an iPhone, a Car, and Other Things You Don’t Know About

How much will an iPhone truly cost you? What about that puppy you’ve set your eyes on? The new car you’re about to purchase? We searched the web for the numbers, busted out our abacus and crunched some numbers. Find out the real sticker prices and what they mean to you.

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